There are few feelings worse than the panicked pain of living paycheck to paycheck, and once you feel like you’re caught in the stranglehold of crushing debtsThis Is How to Get Out of Debt Even if You Aren’t Making Enough MoneyFinding yourself in the endless cycle of debt can feel like being at the bottom of a never ending sink hole. You spend every moment of your waking...CreativeAnthology.com and bare bank accountsThe Fiscal Habits You Need To Start Cultivating Now If You’re Ever Going To Achieve Financial WellnessWhether you’re working your way through college or just plain working, taking the initiative to not only pay for your own way in life but&nb...CreativeAnthology.com, obtaining financial freedom is no easy task.
No matter how you got there, once trapped in that crushing cycle of borrow, spend, repeat, there’s no quick magical secret to get back out.
There’s nothing more impressive than a woman who’s on a mission, and even if yours seems on the side of impossible, with a little hard work, a few fiscal tips, and as much motivation as you can muster, you can finally give yourself the leg up you need to take a step on the right path to fixing your financial futureThis is What You Need to Be Doing Now to Get Your Bank Account Financially Fit for the FutureGetting your financial game together isn't always an easy task, and when you're running both a business and your life, even the most fiscally savvy...CreativeAnthology.com.
This is The Real Reason Why You’re So Broke
When those expenses pile up they go from being a drop in the bucket to a running faucet.
1. Hole In Your Pocket – Stop for a moment and really consider how much you spend on things that you really don’t need to be purchasing.
Heading out for a night on the town, or a lunch with your coworkers may feel like a small expense now, but when those expenses pile up they go from being a drop in the bucket to a running faucet.
Take a hard look at your next bank statementHow Your Money Problems Might Be Something You Can Actually Blame on Your ParentsFor some people, money management seems to come completely naturally, effortlessly balancing their bank accounts, budgeting like its second nature,...CreativeAnthology.com and see what percentage of your income you’re spending on frivolous things.
If you find that you’re spending more on pointless outings than you’re investing in your futureThis is How to Save Enough to Open Your Own Business When You’re Broke AFAs any seasoned Entrepreneur can tell you, opening your own business means suddenly seeing some big bills. While it's easy to look at your bountif...CreativeAnthology.com, it may be time to cut back to start saving bank.
Creative Tip: Replace that night on the town with a potluck dinner, or a movie night in. If you absolutely need to indulge, try apps like Groupon, and living social to save on the restaurants and events that you would otherwise not be able to afford.
Get the assistance you need now while minimizing the hit to your finances later.
2. Extra Credit – The cycle of debt is a difficult one to break, and once you get locked into it, getting outThis Is How to Get Out of Debt Even if You Aren’t Making Enough MoneyFinding yourself in the endless cycle of debt can feel like being at the bottom of a never ending sink hole. You spend every moment of your waking...CreativeAnthology.com can be all but impossible.
It’s easy to see why credit cards are so tempting to use.
They allow you access to the money you’ll make tomorrow, to spend on today.
Unfortunately, when tomorrow rolls around and you realize that you’ve already spent everything you had coming in, you can start to build up an insurmountable wall of billsThis is What You Need To Start Doing Now To Get Your Fiscal Sh*t TogetherPushed aside by the brutal balancing act of keeping everything else in your day to day in it's neat and orderly place, it's easy to let your ...CreativeAnthology.com in front of your once perfectly planned path to financial freedom.
Creative Tip: If you find yourself in need of a little cash now, talk to your banker about short-term loans before resorting to cash advances or credit cards. With more affordable interest rates and payment plans, you can get the assistance you need now while minimizing the hit to your finances later.
Take a cut in lifestyle, the long-term financial benefits will outweigh any temporary discomfort you’ll feel.
3. Take It Down A Notch – Having the latest car, the biggest house, and a once-yearly Hawaiian vacation is the kind of life that many of us aspire to.
Eventually though, pursuing this dream with no regard for fiscal securityThis is The Real Reason Why You’re So BrokeThere are few feelings worse than the panicked pain of living paycheck to paycheck, and once you feel like you're caught in the stranglehold of cru...CreativeAnthology.com can leave you overextended and under a lot of stress.
Consider cutting back, even if that means heading to a smaller house, trading down your car, or not taking a trip to that exotic locale.
Though you may need to take a cut in lifestyle, the long-term financial benefits will outweigh any temporary discomfort you’ll feel.
Creative Tip: If you just can’t bring yourself to cut back on your lifestyle yet, you may want to consider a move to an area with a lower cost of living to help you bring balance back to your books.
It’s better to know your financial details now before you become tangled up in debt.
4. The Numbers Game – There’s nothing wrong with knowing your salary, but unless you’re the sort of business lady who has CPA in her DNA, your take-home probably doesn’t really resemble what you thought it would when you accepted your salaryThese are the Most Stylish Side Hustle Ideas for Savvy WomenWhether you're looking to start your own business, pay down your debts, or just get a little extra cash socked away to shore up your accounts, it w...CreativeAnthology.com.
Between taxes, fees, insurance, and a whole plethora of other things that can come out of your pay before it ever even lands in your perfectly manicured hands, the actual amount of money6 Unexpected Things Every Business Woman Needs to Know About Her FinancesWhen you're balancing the twin specters of a career and a social life, the thought of fiscal responsibility and management sounds about as exciting...CreativeAnthology.com that you have to work with each month is going to be wildly different than your gross earnings.
When you start creating a budget, if you don’t plan ahead for the possible post-tax pittance you might be taking to the bank, you will be selling yourself short long before you ever even part with your pay.
Creative Tip: If you’re not 100% sure what is coming out of your paycheck each week, talk to your HR department. While the stub they give you may look like a tangled-up tax mess, it’s better to know your financial details now before you become tangled up in debt.