You’ve got a great careerHow to Start a Stylish BusinessMake no mistake, even small business can be a big pain in the ass, and it can be all too easy to give up hope when you’re solely responsible for ...CreativeAnthology.com, a beautiful home, and bank accounts that are just beginning to buildThis is What You Need To Start Doing Now To Get Your Fiscal Sh*t TogetherPushed aside by the brutal balancing act of keeping everything else in your day to day in it's neat and orderly place, it's easy to let your ...CreativeAnthology.com.
Your once mountainous debtsThe Savvy Way to Become Debt Free in Less Than a Year Break out your best financial battle plan, and work on your war face. Every Year Millions of People are struggling to overcome debt. From stu...CreativeAnthology.com are completely covered, and your IRAs are right on track.
Truly, you’re a financial Goddess, expert in monetary management, and a mini-mogul on the rise with nary a big bad budgetary blockade standing in your way.
Then, before your perfectly mascaraed eyes, the unexpected happens and your entire carefully built life crumbles to the ground around you, leaving you standing in the ruins trying to figure out what could have caused such a dramatic downturn so quickly.
Even the most financially savvy saverThese are the Spending Habits You Need to Break Now to Save ThousandsThere are two polar opposite ideologies that govern the laws of money and spending. What it feels like when you're plagued by a financial situa...CreativeAnthology.com, with her rock solid fiscal footing, isn’t immune to the disastrous events that can befall us all.
When the unthinkable comes to pass, if you haven’t planned out your financial future to a perfect T, you could be left devastated with nothing to show for all of your carefully cultivated accounts but a lingering feeling of unease, an ever-growing mountain of unpaid bills, and the bitter memories of your once diligently doled out dollars.
5 Life Events that Will Blindside You and Devastate Your Finances
1. Baby Boom – While the birth of a child isn’t always unexpected, when you’re not planning for one, a new baby can mean a sudden surprise hit to your finances.
Though this event could be cause for joy, depending on the current state of your accountsHow Your Money Problems Might Be Something You Can Actually Blame on Your ParentsFor some people, money management seems to come completely naturally, effortlessly balancing their bank accounts, budgeting like its second nature,...CreativeAnthology.com, you may need to face the fact that you’re just not fiscally ready for such a surprise.
While 9 months may feel like a long time to get your finances in order, when the occasion occurs it will feel like a mere moment in time.
Get ready now by having an emergency plan in place with actionable steps that you can take to prepare yourself both financially and mentally for any unplanned baby drama.
Creative Tip: You’ll need to account for more than just diapers and formula when you’re considering your new baby. While factoring in supplies is important, don’t forget to adjust for the staggering medical bills, time off of work to care for your newborn, and rate adjustments on your insurance policy.
2. Going Forward – Whether it’s due to disease, accident, or simply the passage of time, the death of a loved one is always a devastating event, both mentally and fiscally.
Though it may feel a bit morbid to consider, it’s always important to put some thought into the possibility of you or your spouse’s untimely passing to ensure that all of your affairs are in order.
Don’t let your partner get blindsided by your unexpected death, having the talk now and making sure that you’re both covered by a life insurance policy can help limit the damage, both fiscallyThis is What You Need To Start Doing Now To Get Your Fiscal Sh*t TogetherPushed aside by the brutal balancing act of keeping everything else in your day to day in it's neat and orderly place, it's easy to let your ...CreativeAnthology.com and emotionally.
Creative Tip: You can, and should, take steps now to help keep the chaos after your passing on to an absolute minimum. Write out sealed instructions containing information like bank account numbers, any reoccurring payments that you’ve been making, and any other financial information that your partner would need in the wake of your wake.
3. Sick Beat – No matter what the early 2000’s may have tried to tell us, being sick sucks.
Nobody enjoys having to stay in bed for a day or two to get back to healthy, but while that one day lost may feel like a pain in the short term, a long-term illness could mean weeks or even months of bed rest, thousands of dollars in unexpected medical bills, and possible long-term recovery.
Don’t let yourself get caught off guard, even if you’re not a fan of visits to the doctor, early detection is your best shot at preventionThis is How To Protect Your Blog From Hackers (A Must Read)Hackers don’t care about your feelings. Beat the buggy blog blues by adding some serious safegaurds. They don’t care about how long you’...CreativeAnthology.com, so don’t skip those checkups.
If something doesn’t feel right, don’t ignore the warning signs of impending illness.
Creative Tip: While good insurance can go a long way towards fixing these problems, make sure you know your out of pocket expenses, and your deductible. Set aside funds now to cover yourself later in case of illness.
4. Lay Off Me – Layoffs are one of those life events that everyone likes to perceive as being something that always happens to other people, but never them.
Even if you’re the perfect worker, unless you’re your own employerReal Talk: This is What it Takes to Work as a Full-Time Freelancer Much like the Perfect Beach Body or The Ultimate Morning Routine, a life as a Full-time Freelancer has become as much an over conceptualized visio...CreativeAnthology.com, you’ve got no guarantee or even control over what’s going on in the rest of your company, meaning that even if you feel secure, you can never be completely certain that your world isn’t about to be rocked by devastation.
Creative Tip: Start saving now, don’t wait till you get the red notice that things aren’t going to be going your way in the near future, while there’s no way to 100% guarantee that you’ll always be secure in your current position, you can make sure that you’ve got the funds to cover any issue socked away just in case.
5. Disastrous Ends – There are few things that can turn your life on its head faster than a natural disaster.
Unless you can see into the future, your likelihood of correctly predicting one before it strikes is slim to none.
The devastation left behind after a natural disaster is more than just the damage to your property, which, while severe, pales in comparison to the emotional and mental trauma that is left behind in the wake of nature’s wrath.
Bear in mind that widespread disasters may affect more than just your home, they could cause a temporary disruption to your career, and even simple things like public transport, shopping, and utilities could be offline for weeks at a time.
Creative Tip: Always make sure that you have an insurance policy for the value of not only your home, but your belongings as well, and keep an organized listing of all of your home’s assets in a safe, fireproof box, with a back up stored safely in either Google Drive or DropboxThese are the Essential Tools We ACTUALLY Use in Running a Stylishly Well Organized Business & A Profitable BlogOver Our decade of entrepreneurial experience, we’ve discovered that there are a lot of similarities between a business and a house. Unfortun...CreativeAnthology.com.
PS: If you’ve already got your business up and running, but aren’t seeing the kind of results you once imagined, check out our free, stylishly frank email course Get Your Business Shit Together and start putting your brand back on track.